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A Kyvolab product

Pay your bills.
Get paid for it.

Kyvo is the bills payment app that pays you back. Buy airtime and data, pay for electricity, TV and exam pins in seconds or on a schedule, and earn commission on every single payment.

Download on theApp StoreGet it onGoogle Play
₦
Commission earnedCredited instantly
DStv CompactRenews itself on the 1st

Pay every major biller in Nigeria

MTN
Airtel
Glo
9mobile
DStv
GOtv
StarTimes
Showmax
All DisCos
WAEC
JAMB
4Mobile networks
11Electricity DisCos
4TV providers
24/7Pay any time
Inside the app

Every bill, one quiet place.

Built to be calm, quick and obvious. Here's what paying a bill on Kyvo actually looks like.

01 · Your dashboard

Everything you pay for, on one calm screen.

Your wallet balance, your commission and every service sit on one home screen. No clutter, no hunting through menus.

  • Wallet and commission at a glance
  • Every bill one tap away
02 · Airtime & data

Top up any network in seconds.

MTN, Airtel, Glo and 9mobile. Pick a number from your contacts or a saved beneficiary, choose an amount and you're done.

  • Auto-detects the network
  • Pick numbers from your contacts
03 · Light & TV

Never sit in the dark again.

Prepaid and postpaid meters on all 11 DisCos, plus DStv, GOtv, StarTimes and Showmax. Your token shows up right away.

  • Meter and smartcard verification
  • Tokens saved on your receipt
04 · Secure checkout

Confirm with your PIN or Face ID.

Review every detail before you pay. Each payment is approved with your PIN or biometrics, and you can set it to repeat automatically.

  • PIN & biometric approval
  • Repeat daily, weekly or monthly
05 · Done, and earned

Paid. Delivered. Commission earned.

You get a clean receipt to save or share, and your commission lands in your wallet the moment the payment goes through.

  • Shareable receipts
  • Commission credited instantly
Explore all services
Scheduled payments

Set it once. Never miss a bill again.

Turn on “Repeat automatically” when you pay, and Kyvo pays your airtime, data, light and TV for you — daily, weekly or monthly, on the day and time you choose. Try it:

What should we pay?
How often
On day
At
Your schedule
DStv CompactSmartcard 7023456789
₦19,000

Every month on the 1st at 8:00 AM

Next payments
    12payments a year, ₦228,000 paid on time without you lifting a finger — with commission back on every one.

    Only when you have it

    We only pay if your wallet covers it. If it doesn't, nothing is charged — we remind you to top up and try again.

    Never more than agreed

    Data and TV prices change. If a plan costs more than you approved, we skip that payment and tell you.

    Pause or cancel any time

    Manage every schedule in Profile → Scheduled payments. Three missed payments in a row and we pause it for you.

    You always know

    Every new or resumed schedule is approved with your PIN, and every automatic payment comes with a receipt.

    Earn with Kyvo

    The bills don’t stop.
    Neither do your earnings.

    You already pay for airtime, data, light and TV every month. On Kyvo, part of every payment comes back to you — and every friend you invite earns you more.

    Commissionon every bill you pay
    Referralson every bill your friends pay
    How earning works
    Fast & reliable

    Built to just work. Every single time.

    Fast by default

    Most payments complete in seconds, with live status updates.

    Automatic refunds

    If a payment fails, your money goes straight back to your wallet.

    Licensed partner

    Your wallet is held with a licensed banking partner.

    Saved beneficiaries

    Save numbers, meters and smartcards. Pay again in one tap.

    Clean receipts

    A receipt for every transaction, ready to save or share.

    Real support

    Reach a person on WhatsApp or email whenever you need help.

    Built by Kyvolab

    Kyvo is one of our products.
    Yours could be next.

    Kyvolab is a software development company. We design and engineer mobile apps, websites, fintech platforms and custom software for businesses.

    Start a project About Kyvolab Partner or invest

    Start paying smarter.
    Start earning today.

    Download Kyvo and turn the bills you already pay into money back in your wallet.

    Download on theApp StoreGet it onGoogle Play